Temple vs UAB Prediction: A 2-7 Favorite
A 2-7 team is laying points (giving them up on the betting line) to a 5-4 team. That is the whole puzzle of UAB vs Temple, and the number has not moved off Temple -2.5 since it opened. The UAB Blazers visit the Temple Owls at Lincoln Financial Field on Saturday, November 14, at 1:00 PM ET on ESPN+. Our own rating even disagrees with the market about who should be favored. So which side, if any, does the price reward?
The Matchup
UAB is 5-4 and sits 5th of 14 in the American Conference. Temple is 2-7 and 13th of 14. Both teams get six days of rest. UAB traveled 782 miles and crossed one time zone east. Temple came 98 miles from its last game in Annapolis with no time-zone change. Our data shows no earlier meeting this season. Against the spread (ATS, results measured against the betting line instead of the scoreboard), Temple is 5-3-1 over 9 graded games but 1-2 as a favorite.
UAB is 4-5 ATS over 9, and 1-3 on the road. The per-game averages over 9 games split the story. Temple gains 352.11 yards per game but allows 408.78. UAB gains 318.78 and allows just 298.56. Our rating (an Elo model built on past results) gives UAB 58% to win, the opposite of the market. That is context, not a bet.
Players to Watch
Temple's listed leader is Ajani Sheppard, averaging 155.6 passing yards, 1 touchdown and 0.4 interceptions per game over 8 games, plus 60.2 rushing yards per game over his last five. One wrinkle: Jaxon Smolik was Temple's quarterback of record last game, a change from the game before, so watch who starts. UAB's Ryder Burton averages 163.8 passing yards, 0.7 touchdowns and 0.9 interceptions per game over all 9 games. As a team, UAB turns it over 1.78 times per game over 9 games. The forecast is calm: 46 degrees, a 10 mph northwest wind, no rain.
Who Is Favored to Win UAB vs Temple?
Temple. A minus sign marks the favorite: a $100 bet on Temple profits $81.97. A plus sign marks the underdog: $100 on UAB profits $120. Remove the vig (the book's built-in cut) and the market reads Temple at 54.8% and UAB at 45.2%. The uab vs temple spread is Temple -2.5 at +100 and UAB +2.5 at -104. Temple must win by 3 or more. UAB covers (wins the spread bet) by winning or losing by 2 or fewer.
A half point means no push (no tie with the line). The total, combined points, is 47.5: Over -108, Under +100. It opened at 48.5 and dropped a point at three books within five minutes. On DraftKings, 67% of spread tickets and 100% of the money sit on Temple. That is the public split, not advice. Every best price here is at Novig, which is why shopping books matters.
Where the Value Is
Break-even is the win rate a price needs to avoid losing money over time. Expected value is the average result per $100 risked if the market's no-vig read holds. Most of this board leaks. Temple -122 is minus $0.36. The Over is minus $2.22, the Under minus $1.54. Beyond that it is a matchup read. Temple's offense averages 0.14 predicted points added per play (PPA, how much each snap moves expected scoring) over 9 games, against UAB's 0.01, and UAB's turnovers can hand Temple short fields. The catch: Temple's defense allows 0.17 per play, and our rating leans UAB.
The Pick
It needs a 50% cover rate to break even, and the market's own cover read is exactly 50%. That makes it a matchup lean at a fair price, not a found edge. If you cannot get +100, the math turns negative, so pass.
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The Prediction
Our uab vs temple prediction: Temple 26, UAB 21. That 5-point margin clears the 2.5. Add it up and it is 47 points, just under the 47.5 total, which shows how tight that number sits; we are not betting it. Temple's offense makes more of its snaps, a UAB giveaway shifts a possession, and the home side edges clear late. If the Temple quarterback news turns messy, respect it. That is the read on this number; the Desk posts a documented free play on days like this, and it lands right below.
UAB vs Temple FAQ
Who is favored in UAB vs Temple?
Temple is the market favorite at -125 (best price at Novig) on the moneyline, with UAB at +122. Lines move all day, so check the odds table on this page for the current best number at every book.
Where to watch UAB vs Temple?
UAB vs Temple streams on ESPN+. The UAB Blazers visit the Temple Owls at Lincoln Financial Field on Saturday, November 14, 2026, with kickoff set for 1:00 PM ET, per the ESPN scoreboard listing.
What time is the UAB vs Temple game?
The UAB vs Temple game kicks off Saturday, November 14, 2026, at 1:00 PM ET at Lincoln Financial Field. It is a Week 11 conference game, and the broadcast is on ESPN+.
Who will win Temple vs UAB?
UAB Blazers vs Temple Owls College Football prediction, picks and best bet from the Wise Guy Desk. The full read, including a projected final score, is in The Prediction section above.
What is the total (over/under) for UAB vs Temple?
The total is 47.5, with the over priced at -104 at Novig and the under at -102 at Novig. A total is a bet on the combined score of both teams, over or under that number, no matter who wins.
Are these College Football picks free?
Yes. This is a free Wise Guy Desk breakdown, our analysis, not Ross's official plays. Ross's documented plays are bet with real money and graded win or loss on the members board.
How does the Wise Guy Desk find value in College Football games?
Expected value first: the best price across the regulated US books we track versus the true fair price with the vig removed, then the matchup data (form, standings, injuries, key players). Line shopping for the best number is the edge most bettors leave on the table.
Quick answers
Who is the public betting on in UAB Blazers vs Temple Owls?
Public is on Owls (67% of DraftKings tickets on the spread), DraftKings money is also on Owls (100%).
Where has the UAB Blazers vs Temple Owls line moved?
The spread has held at Owls -2.5 since it opened; the total moved from 48.5 to 47.5; several books (3) moved the total on under to 47.5 together.
Where is the money on the exchanges for UAB Blazers vs Temple Owls?
On Kalshi, 91% of the money traded on the moneyline is on UAB Blazers (97 trades, $1.4k traded). Light trading so far, so the share can swing. On ProphetX, 66% of the money traded on the spread is on Temple Owls (18 trades, $1.3k traded). Light trading so far, so the share can swing. Exchange trades, not sportsbook bets.
As of Nov 12, 6:38 PM ET, when this preview was written. Percentages are public betting splits and market prices, not picks.