A Three Point Number With a Crack In It
Two 4-2 teams, one field goal between them on the board, and a road moneyline that pays slightly more than the market's own math says it should. That is Thursday night at Soldier Field in one breath. Patriots vs Bears closes out Week 7 of the 2026 regular season, kickoff 8:15 PM ET on Thursday, October 22. The Chicago Bears are the favorite at -150. The New England Patriots are the underdog at +144. The space between those two prices is where this entire write-up lives.
The Matchup
Records as of publication: the New England Patriots are 4-2, the Chicago Bears are 4-2. New England sits 2nd of 4 in the AFC East. Chicago sits 3rd of 4 in the NFC North. Same record, different conferences, and the only thing separating them in the eyes of the betting market is three points of home field.
Flip the search around and look at Bears vs Patriots from Chicago's side and the story is identical: a team good enough to be laid as a favorite, not good enough to be laid as a big one. With the bookmaker's built-in cut removed, the market reads this roughly 58.7% Chicago, 41.3% New England.
Players to Watch
Drake Maye has played all six of New England's games. Per game he is completing 19.5 of 30.5 passes for 243.8 yards with 1.8 touchdowns and 1.2 interceptions. That interception rate matters on a short Thursday turnaround: the scoring is there, the giveaways are there too. Caleb Williams has played three of Chicago's six games.
His per-game line reads 22 of 30.3 for 237.3 yards, 1 touchdown and 0.3 interceptions. Because the two quarterbacks have played a different number of games, the only fair comparison is per game, and per game they are close in yardage with Maye throwing more scores and more picks. Chicago's path is the clean one: protect the ball, let New England's 1.2 interceptions per game show up again.
The Numbers
The moneyline is a straight bet on who wins the game. New England +144 at Novig: $100 risked profits $144.00 when it wins and loses $100 when it does not, break-even 41%. Chicago -150 at Novig: $100 risked profits $66.67 when it wins and loses $100 when it does not, break-even 60%. The spread is a handicap, a margin bet. New England +3 at -105 (best at theScore Bet) wins if the Patriots win outright or lose by 2 or fewer; a loss by exactly 3 is a push, meaning the stake is returned; it loses on a 4-point loss.
That ticket profits $95.24 per $100 risked, break-even 51.2%. Chicago -3 at -102 (best at DraftKings) wins only if the Bears win by 4 or more; a win by exactly 3 is a push; a 2-point win loses. It profits $98.04 per $100 risked, break-even 50.5%. The total is combined points by both teams, set at 50.5. Over -104 at Novig profits $96.15 per $100 risked, break-even 51%. Under 50.5 +102 at Novig profits $102.00 per $100 risked, break-even 49.5%, the lower break-even percent of the two sides of this total. Shop it: those are the best prices across the books we track.
Where the Value Is
Expected value is just the long-run average per bet. At the market's own no-vig 41.3%, New England at +144 returns plus $0.77 per $100 risked, because the fair price for 41.3% is about +142 and we are being handed +144. Chicago at -150 goes the other way: minus $2.17 per $100 risked, fair price about -142, or minus $3.25 per $150 risked. Both spreads price badly too.
New England +3 at -105 carries a no-vig cover number of 50.3% against a 51.2% break-even, minus $1.80 per $100 risked. Chicago -3 at -102 sits at 49.7% cover against 50.5%, minus $1.57 per $100 risked. Over 50.5 is minus $1.33 per $100 risked. Under 50.5 at +102 is plus $0.39 per $100 risked. Two tickets pay more than the market's own read, and they happen to point the same direction.
Injuries
Chicago lists three names: Anthony Johnson Jr. is Out, Jack Sanborn is Questionable, Kyle Monangai is Questionable. Questionable means genuinely uncertain, so we do not assign it odds. New England lists three as well: Marcus Bryant on Injured Reserve, Morgan Moses Questionable, Alijah Vera-Tucker Doubtful. Two of those three are offensive line concerns for a quarterback already giving the ball away 1.2 times per game. That is the real injury story here, and it is the main argument against our side. Final designations land before Thursday's kickoff.
The Pick
New England Patriots moneyline +144 at Novig, small. It is the only side on this board priced above the market's own number, at plus $0.77 per $100 risked. Our secondary is Under 50.5 at +102 at Novig, plus $0.39 per $100 risked. We are not touching either spread; both charge more than their own no-vig cover percent supports.
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The Prediction
We see a tight, choppy Thursday game: short week, two even teams, and a Chicago offense built to keep the ball rather than trade scores. Patriots 24, Bears 23, which is 47 combined points and sits under the 50.5 total. If Maye gives one away late, Chicago wins by a field goal and the +3 pushes, which is exactly why we would rather take the outright price than pay a tax on the margin. That is the read on this number; the Desk posts a documented free play on days like this, and it sits right below.
Patriots vs Bears FAQ
Who is favored in Patriots vs Bears?
Bears is the market favorite at -150 (best price at Novig) on the moneyline, with Patriots at +147. Lines move all day, so check the odds table on this page for the current best number at every book.
Who will win Bears vs Patriots?
Two 4-2 teams meet at Soldier Field on Thursday night with a three point spread and a 50.5 total doing all the talking. The full read, including a projected final score, is in The Prediction section above.
What is the total (over/under) for Patriots vs Bears?
The total is 50.5, with the over priced at -109 at Bally Bet and the under at +104 at Novig. A total is a bet on the combined score of both teams, over or under that number, no matter who wins.
Are these NFL picks free?
Yes. This is a free Wise Guy Desk breakdown, our analysis, not Ross's official plays. Ross's documented plays are bet with real money and graded win or loss on the members board.
How does the Wise Guy Desk find value in NFL games?
Expected value first: the best price across the regulated US books we track versus the true fair price with the vig removed, then the matchup data (form, standings, injuries, key players). Line shopping for the best number is the edge most bettors leave on the table.